“I have been running my Electrical Contracting Business for over twenty five years. 10 years ago, I became a client of Montecino & Ciaccia, P.A. I continue to be impressed by the professional manner in which they handle my accounting needs.

Montecino & Ciaccia, P.A. go beyond the normal service provided by other accounting practices. Charlie and Meggan and their staff are always willing to discuss concerns and give advice at no extra charge and my calls are answered promptly.

The “Business Growth News Letters” via emails informing clients of changes to the tax system and giving advice concerning these changes I find particularly helpful.

Since being introduced to me over 10 years ago when I was getting some serious hassle from the IRS, Charlie was quick to get on the situation and we have been great friends ever since. I would recommend them if you are looking for a dynamic and switched on Accountant Agency who not only advises you on tax changes, but, also, they have a great understanding of how businesses work and therefore will keep you on the path of making money. Accountants are like anything else in life “You get what you pay for” and this agency is worth every penny!”

—Stan Harris, President
Stan Harris Electrical Contracting, LLC

“Great team. Very knowledgeable, extremely prompt in responding to queries and offering accounting advice. Would strongly recommend for any accounting work and advice.”

—Sanjiv Chandel

“Some bad advice and a bounced state tax return brought me to the conclusion that I needed a more competent CPA. I had recently met Charles Montecino and was immediately impressed with his professionalism. It was obvious that he is good at what he does and I became a new client. Charlie helped me straighten out a jumble of C-Corp, S-Corp, LLC and personal structure making life much easier.

Eventually, Meggan started preparing my returns and I have been amazed at her speed and accuracy. I am confident that I always get all the deductions and credits to which I am entitled and I have never had a return bounced for incorrect compilation.

I highly recommend Montecino & Ciaccia.”

—Steve Drake,
Pro Tech Services

“When you work with Charlie and Meggan you’re just not getting your taxes done. They are working with you to develop a long-term tax strategy that is designed specifically for you and your family. They keep you aware of impending tax changes so you can make financial decisions in the future and develop a retirement strategy that factors in tax consequences and wealth creation. In our opinion, they are the best at what they do.”

—Frank Racioppi & Linda Straga

“Love the ease of making an appointment. Extremely quick turnaround of returns.”

-Webb Allen

“For several years I’ve had my private and business taxes prepared by Meggan Ciaccia, CPA. Meggan has always been more than helpful, concerned both with saving me money and making certain that I am in compliance with all state and federal regulations and requirements. She has reassured me and minimized my concerns about my financial obligations.”

—George Wolos

“I have used the services of Montecino & Ciaccia personally and professionally and have received quick responses, professional courtesy, and treated like I am a valued customer at all times. I highly recommend them.”

—Richard Lane, Business Banking Relationship Manager
M&T Bank

“Charles has been doing our taxes for the past 6 years. We have been extremely happy with his professionalism and accuracy. When it comes to tax time, doing taxes for a small business is more than I want to tackle. Charlie does a perfect job of this and it is one fewer item I have to worry about.”

—Steve Racz

“I have used Charlie’s services for more than 15 years. During that time, he has always prepared my taxes very promptly. Whenever I have had to contact him by email or phone he always replied very fast and resolved any issue if I had one. I never have felt rushed when I made appointment to see him when he prepared my taxes. I would recommend Charlie to anyone who does not want the burden to do their taxes or may have a tax problem.”

—Charles J. Shaw

“On behalf of our company, Oasis Illusions, I thought it time to take this opportunity to thank you for several years of service. You and your experienced staff have served us well. You have aptly handled all our payroll needs, and even sent friendly reminders when I’ve been late providing you my payroll information. The information you provide each payroll, each quarter, and annually allow me to accurately track our payroll expenses, while satisfying the various agencies’ deposit requirements. As our company grew from having two on payroll to eight your handling of all payroll related matters allowed us to concentrate on our main business needs.

You and your staff went above and beyond my expectations in dealing with the Federal IRS and state agencies starting 2 years ago. Out of the blue the federal IRS changed my employer ID number in the middle of the year. This in turn caused a myriad of problems to various reporting agencies. Without your steadfastness and expertise I would have been helpless to answer all the computer generated requests, threats, and plain ole non-sense it caused. But, your office handled each notice with professionalism toward these agencies and myself. For all these reasons, and probably more, I am grateful for your services.”

—Bob Wear
President and Owner, Oasis Illusions, LLC

“Charles is a practitioner with an up-to-date knowledge of the intricacies of the tax code. His mind is focused on the individual and how to best assist him/her with optimizing their returns and consider his/her fiscal future. The bottom line is that he is a trusted advisor who will offer service at a convenient time.”

—Zachary Hicks

“Charlie, I wanted to express my thanks for all your tax advice and strategies you have provided me over the many years. I always feel comfortable and assured when you I leave your office or speak to you on the telephone. Also thank you for the financial consulting that you have provide me. Knowing you are available as needed is very important to me.”


“Charles is responsive and knowledgeable, scrupulous about detail, and faster than FedEx. I really appreciate how quickly and thoroughly he fields questions and solves problems. Topflight service at great prices.”

—Hanvey Hsiung

“Contacted Charles for an IRS issue we had about a 941 payment problem. He worked hard to minimize the damage as it was an error on their part. After that he, and his firm, handled all of our business’s accounting needs for 5+ years. He setup and worked with our QuickBooks®, handled our payroll needs, bank and tax payments, and was nothing but professional. I would highly recommend him for any business or personal accounting needs you may have.”

—John Berger
Impact Collision Center Inc.

“Charlie and his team are incredible, the turnaround for a tax return is amazing. They are highly skilled at taking your information and using their QuickBooks® expertise to turn around your tax return in record time. I have referred other friends to them as well with the same results!”

—Richard M. Troiani, Broker
Drexel Realty Group, Inc.

“Charlie and Meggan are first class accountants, as a business man sometimes you need answers fast and their firm gets back to me in a hurry, especially when I have a QuickBooks® problem. They are experts with QuickBooks®. I would not hesitate using their firm and they are constantly reminding me to back up every day.”

—Joseph C. Sharman, President
Weststar Electric LLC

“I have never had a problem scheduling an appointment, even during the peak season. I have never had any issues with any of my tax preparations and their turn-around time is usually less than a week. I have called many times for a quick question or financial advice and it was given immediately and without the time or cost of an appointment. I went to another location last year for a quote on my tax returns and I was happy to find out that your service is very competitive with other companies. I would recommend Montecino CPA to anyone that asked me for an accounting service.”

—David M. Perry

“Utilizing Kenlynne Payroll services and their streamlined process helps make daily business operations a breeze. They always have quick responses to my questions and having them complete my taxes makes April much easier.”

—Jeff Ramos
State Farm Insurance

“Why do we continue to utilize this firm in spite of having moved to Florida full time? People we trust; professionalism; availability almost always. What else do you require or need?”

—Jay Jackter

“Charles Montecino has been doing the Springer’s Tax Returns for the past 10 plus years. The Springers have been completely satisfied with his firm’s prompt service, easy access via phone or appointment schedules, reasonable rates, professional service, extremely knowledgeable about Federal and State Tax Laws and Regulations in New Jersey and Pennsylvania, and electronic filing of your State and Federal Tax Returns. If the IRS has questions, Charles’ firm is there to answer their questions and courteous to their customers at all times. The Springers have referred numerous customers to the Montecino & Ciaccia, P.A., Certified Public Accountants, Professional Services and they’ve all been totally satisfied! Charles’ daughter, Meggan Ciaccia, has joined his firm and is also Licensed in the State of New Jersey as a CPA. Congratulations, Meggan!

The BEST Certified Public Accountants / CPAs in New Jersey and Pennsylvania.

You’ve tried the REST and try the BEST, Montecino & Ciaccia, P.A. Certified Public Accountants!”

—Lewis M. Springer Jr.

“Thank you very much for your great help in solving my IRS problem. I’ll take your spleen out for nothing!”


“In this cold and impersonal world we live in, would be remiss if I didn’t take a minute to write and let you know how thankful I am to you and your firm. When I was told by the “best” that there was nothing anyone could do for me, short of a miracle, you came into my path.

After two years of high priced tax attorneys and mounds of paper work, I was back at square one and could see no light at the end of the tunnel. I was going to lose everything because of my husbands business tax mistakes. Your ad in the newspaper was short sweet and accurate. . . . You delivered results. After one consultation with you, papers and documentation were presented and you ran with it.

In less than six months, you achieved the impossible, an Offer-In-Compromise that gave me my life back and a chance to start fresh for my children.

Even after the deal was completed, you were there for me with an immediate answer to any question. Tina couldn’t be any more professional and always relayed my fears to you, to which you quickly responded.

I have found a “home” for all future returns to make sure everything is always correct and accurately reported. Your guidance gives my piece of mind. I will never hesitate when someone asks regarding taxes to pass your name on to them.

In closing, there is no other way to say “thank you” from the bottom of my heart instead of my pocketbook!”

“Dear Charlie: Just a note to let you know [how] much your tax knowledge helped us with a tax debt. With your assistance, the total due was paid off almost four years earlier than expected (and at a greatly reduced cost.) Again, thanks.””


“Many people read ads “Solutions to IRS problems”

“Quick way to get out from Uncle Sam”

I read a newsletter from the desk of Mr. Charles K. Montecino, CPA He promised only to listen and give a free consultation to determine if he could help.

Mr. Montecino listened to me. He offered several solutions to the problems. He also suggested to me which solution he thought was the most appropriate. I made the choice. My problems with the IRS were ongoing for eight (8) years. They were resolved in less than eight (8) months and I am paying IRS a monthly payment which is affordable based on my monthly income. Thanks Charlie for a job well done!!!!!!!!!!!!!!!!!!!!!!!!!!!!!”


“[I wanted] to thank you personally for your time, honest, understanding and integrity. Many people with IRS problems become lost in a shuffle and continuously find themselves bumping into numerous brick walls.

I really appreciated the personal attention and the compassion I received for the dilemma I found myself in. I am taking this time out to say thank you very much.”


“Please allow me the opportunity to thank you again! I brag to all my tax-delinquent and tax weary family, friends and acquaintances about the peace of mind I experienced after my first consultation with you. Although my tax woes are far from over, my fears are.

Your “bedside manner” put me immediately at ease and I truly appreciate your not making my feel so DUMB.

I will continue to spread the word about your priceless skills.”


“Thank you for your assistance in my tax preparation. I look forward to working with you. If I know of someone looking for and accountant I will be sure to refer you. Thanks again!”


“I had tried through n avail to apply for innocent spouse relief on my own on two separate occasions and both times this IRS turned me down then a friend a mine referred me to Charles Montecino a certified public accountant. Charles became my power of attorney and from there got the all rolling. He is very knowledgeable in all tax areas including innocent spouse relief and is constantly attending seminars and classed to stay on top of things. Well a few months later I received the decision of not guilty and received all the monies due me from all the years my income tax was withheld from me and was also told that nothing would be held from me in the future. I owe everything to Charles Montecino — I would still be fighting a never ending battle if it weren’t for him. He has also done income taxes for other members of my family and made them aware of things they never knew they were entitled to therefore making their refunds even larger than expected. He is honest, friendly, very thorough and very knowledgeable in his field and I recommend him to anyone.

Thanks for all you’ve done for me.”


“I would like to say “thank you” for all your help with my IRS problems. I also would like to thank you for answering the many questions I have had regarding my tax questions that I have encountered. I appreciate the letters that you had written to the IRS regarding my past due taxes.

I also want to say that I enjoy the informative information regarding the IRS that you send to our home in your newsletter.

It has been a pleasure doing business with you. Dealing with the IRS is not an enjoyable experience yet you have managed to make it an easier responsibility.”


“Jerry and I wanted to write and let you know how grateful we are for the efficient way in which you handled our recent IRS situation.

After many months of sleepless nights and much anxiety, it was a great relief to have this matter straightened around and actually have it “go in our favor.”

We have only [known] you for several months now but you have been there each and every time we’ve had a problem or question and you certainly went the “extra mile” when it came [to] filing our return this year.

We really are glad that we found you and look forward to a long business relationship.”

—Jerry and Pat

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